Rate of Interest Loan and Advances with effect from 15/06/2022
Sr. No. Particulars RATE (P.A.)
1 Housing Loan 8.20%
2 Unsecured Loan 12%
3 HPCC 13%
4 Hypo / Industries
i up to Rs. 10,00,000.00 11.50%
ii up to Rs. 10,00,001 to Rs. 25,00,000.00 11.00%
iii Rs. 25,00,001 to Rs. 50,00,000.00 10.50%
iv Rs. 50,00,001 and Above 9.50%
5 Term Loan
i up to Rs. 10,00,000.00 11.50%
ii up to Rs. 10,00,001 to Rs. 25,00,000.00 12%
ii up to Rs. 25,00,001 to Rs. 50,00,000.00 12.50%
iii Rs. 50,00,001 and Above 13%
6 Doctors Loan (For Hospital & Equipments) 8.50%
7 Loan Against Gold Ornament 8.90%
8 Loan Against Govt. Security (NSC, KVP) 9%
9 Vehicle Loans
i New Commercial Vehicle with Collateral Security 12.00%
ii New Commercial Vehicle without Collateral Security 13.50%
iii Old Commercial Vehicle with Collateral Security 13%
iv Old Commercial Vehicle without Collateral Security 14%
v New four Wheeler 8.50%
vi Old four Wheeler 12%
vii New Two Wheeler 10%
viii New Three Wheeler 10.50%
10 Loan Against Consumer Durable Items 14%
11 Solar Power Project Loan 9%
12 Mortgage Cash Credit Rs.25 Lakh 11%
13 Mortgage Loan Rs.50 Lakh 11.50%
14 Project Loan 11.50%
15 Personal Loan 10%
16 Professional and Self employed Loan 8.90%
17 FD OD / FD Loan
a. 1% More of the FD Rate
Third Party
b. 2% More of the FD Rate